What is a ‘Program’?
Essentially these are methods by which we are better able to handle and manage books of business which have some commonality in nature.
We specialise in creating bespoke solutions for our clients to access London market capacity, as well as in what is known as ‘coverholder business’; the placement and management of contracts where our London insurers delegate underwriting authority to qualified third parties.
These parties, such as managing general agents or brokers, use their expertise, local knowledge and networks to access and underwrite business.
Programs can be arranged for a wide range of insurance classes including professional liability, healthcare, financial institutions, commercial property, cyber and personal lines.
At Safeonline we are naturally adept at providing program solutions for cyber exposures as well.
Cyber program solutions:
We have developed programs in order to address specific cyber concerns of individual classes, all of whom have differing challenges in this space, including:
- Non-Profit Entities
- Financial Institutions
- Long Term Care
- And many others
Safeonline has products for cyber and technology firms which have stood the test of time whilst evolving to meet the ever-changing challenges in this sector. With our own proprietary products, expertise and delivery methods, we are uniquely set up to provide quick, turn-key solutions to any class of insured requiring a cyber solution.
Online Product Delivery:
At Safeonline we have historically been able to rely on state of the art technology solutions for the delivery of our products and solutions to our clients. That continues to be the case today with our own, proprietary online platform for the delivery of our product solutions, allowing quick quotes in real time delivered to your inbox.
Property Program Solutions:
We have expertise in placing delegated authority programs in the London Market on behalf of Wholesale and Managing General Agents throughout North America for many classes of business including but not limited to:
- Commercial and Personal (Habitational) Lines Property
- Vacant Property
- Vacant Property and Liability Package
- Inland Marine
- Property Package
- Earthquake Programs
- Heavy Industry
- Light industry & manufacturing
- Public entity & municipality
- General Liability
- Contractors and Artisans Liability
- Commercial Automobile Physical Damage