• Privacy Liability: Including breach of privacy regulations such as Gramm-Leach-Bliley Act, HIPAA and Federal and State consumer credit reporting laws.

• Employee Privacy Liability: Including breach of privacy by any independent contractor.

• Privacy Regulatory Defense and Penalties: Including penalties or sanctions imposed by a Federal, State, or Local regulatory body.

• Crisis Management and Customer Notification Expenses: Including public relations, postage and advertising expenses required to comply with governmental privacy legislation.

• Security Liability: Including Unauthorized Access, Theft of Data, and Denial of Service.

Limits:

Up to $15,000,000 available through Lloyds’s and U.S. excess markets.

Deductible:

A variety of retention options are available starting at $25,000.

Minimum Premium:

$25,000.

Coverage:

Worldwide