Network Security Insurance

• Data Loss due to a Computer Virus.

• Restoration of Network Service.

• Consultants, Auditors or Loss Adjustor expenses.

1st Party Comprehensive Software Insurance

• Data Loss due to Human Error.

• Loss due to Electrostatic Build-Up.

• Natural Disasters.

• Malfunction of power supply systems.

Business Income and Extra Expense

• Business Interruption Income Loss.

• Operating expenses such as ordinary payroll.

• Expenses for rented/leased equipment.

• Expenses for third party services.

Limits:

$25,000,000 combined limit

Sub-limits:

Hacking: 50% sum insured, maximum of $10,000,000

Human error: 50% sum insured, maximum of $10,000,000

Virus: 10% sum insured, maximum $2,000,000

Deductibles:

A minimum of 10% sum insured: Business Interruption waiting period is 48 hours with options available to reduce it to 12 or 24.